About Us

Who we are

Mutual Underwriters is an insurance administrative services company and reinsurance MGU. The company mission is to provide reinsurance, management expertise, product development, underwriting expertise, and strategic advice to small insurance companies, mid-size insurance carriers, MGAs, and program administrators.  Our objective is to help these organizations modernize and thrive.

We support projects through reinsurance capacity we underwrite as an MGU for certain capacity providers.  We can support operations of individual product lines or full stack insurance operations.  A special emphasis on building complementary products in support of our partners core products is a value add we provide to help drive more business to our clients.

We can assist in product design and development, underwriting operations, compliance, technology, and sourcing capacity to support niche programs and product lines.

On the path to Our mutual success

Mutual Underwriters has extensive executive experience in both the mutual and alternative risk communities.   We bring our knowledge, market relationships, and technology know how to the table to assist your mutual.   We are here to help others expand their businesses with our guidance and support.

important things you should know

Questions And Answers

No, while we will work with brokers from time to time, our preference is to work directly with you to advance a collaborative relationship.  It is hard to do that with a some in between.

Let’s start with your most recent annual statement.  We can provide a quick assessment of interest based on most recent results and five-year history included in most statements. 

We primarily work with mutuals writing home, farm, small commercial and dwelling fire business.   We also have a “bundle” of out of the box products we can deploy in support of the core products.

Yes, we can help build new programs from the ground up and love being creative to help develop profitable new niches.